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Neiman Marcus and Blockbuster were later followed by the Mobil gas card which initially offered prepaid phone value provided by MCI. Kmart was next with the introduction of the Kmart Cash Card which in the early generations provided prepaid phone time with AT&T. Later this feature was dropped as it was not profitable for both Kmart and Mobil. The Kmart Mags Pangilinan Cash Card was the first replacement for cash returns when a shopper did not have a receipt for a gift. This practice of giving a cash card in place of cash for non-receipted returns is common place today with most merchants. From these early introductions, other retailers began to adapt a giftcard program to replace their gift certificate programs.
A bit of background - we're not in the best financial position at the minute (but I appreciate there are thousands is worse situations so I should be grateful). Between me and DH, we have approx £17000 of debt that we are working at paying off. We are making just-over the minimum payments and after a big wake up call, we have cut the credit cards up so they cannot be used so we cant add to the debt.
WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO GIFT CARDS, INCLUDING WITHOUT LIMITATION, ANY EXPRESS OR IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. IN THE EVENT A GIFT CARD IS NON-FUNCTIONAL, YOUR SOLE REMEDY, AND OUR SOLE LIABILITY, WILL BE THE REPLACEMENT OF SUCH GIFT CARD. IF APPLICABLE LAW DOES NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.
I’ve included the formula companies because they do offer pregnancy and baby freebies, but just be warned they will have subtle formula and follow on milk messages, which you don’t need – even if you bottle feed with Infant formula, it’s better to stick with the first formula rather than switch to follow on milk. They aren’t allowed to advertise their infant milk before 6 months, so getting you on board whilst pregnant is a way of getting round the advertising ban. Onto the offers – Cow & Gate offer a free pregnancy diary and cuddly cow when you join up to their baby club. Similarly, SMA infant formula have a pregnancy club which offers surprises, information and competitions. Aptamil has offers, expert advice and discounts.
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