A gift card (also known as gift certificate in North America, or gift voucher or gift token in the UK[1]) is a prepaid stored-value money card usually issued by a retailer or bank to be used as an alternative to cash for purchases within a particular store or related businesses. Gift cards are also given out by retailers and marketers as part of a promotion strategy, to entice the recipient to come in or return to the store, and at times such cards are called cash cards. Gift cards are generally redeemable only for purchases at the relevant retail premises and cannot be cashed out, and in some situations may be subject to an expiry date or fees. Visa and MasterCard credit cards produce generic gift cards which need not be redeemed at particular stores, and which are widely used for cashback marketing strategies. A feature of these cards is that they are generally anonymous and are disposed of when the stored value on a card is exhausted.

Gift cards are credit card sized plastic cards that have a stored value of money pre-loaded on to them. There are two main types of gift card; single branded gift cards can be spent in only one chain of stores and multi retail gift cards can be spent in multiple participating stores. Some gift cards can also be redeemed online using a code printed on the card. Gift cards are a popular gift in the UK due to the ease of use and the choice they give to the user.
Also try local Facebook Selling groups, where instead of eBaying second-hand goods, people harness the social network's power to sell to others in the local community. To get started, search for your area or postcode on Facebook, alongside keywords such as 'selling', 'sale' or 'buy', or sell items by location via Facebook Marketplace on the Facebook app. 

You cannot use the gift card or e-gift card to discharge indebtedness in respect of an account card or credit card issued by John Lewis plc, Waitrose Limited or John Lewis Financial Services Limited, nor can you use it for the purchase either directly or indirectly of any financial product or service, including John Lewis Partnership gift vouchers.
Gift cards have been criticized for the ability of the issuer to set rules that are detrimental to the purchaser or card recipient. For example, gift cards may be subject to an expiry date, administrative fees, restrictions on use, and absence of adequate protection in case of fraud or loss.[2] Over time fees may render the value of a gift card zero. However, these issues have been addressed in recent years in some jurisdictions. In the United States, many jurisdictions limit or prohibit all fees or expiration dates for gift cards. Further, because of the negative impact on sales that such policies can have, most merchants have adopted and even advertise a "no fee, no expiration" policy for their gift cards, whether or not state laws require it. In 2011, an estimated 2.5% of gift cards were subject to an expiration date and 2.7% to post-sale fees.[12]
From the purchaser's point of view, a gift card is a gift, given in place of an object which the recipient may not need, when the giving of cash as a present may be regarded as socially inappropriate. In the United States, gift cards are highly popular, ranking in 2006 as the second-most given gift by consumers and the most-wanted gift by women, and the third-most wanted by males.[citation needed] Gift cards have become increasingly popular as they relieve the donor of selecting a specific gift.[2] In 2012, nearly 50% of all US consumers claimed to have purchased a gift card as a present during the holiday season.[3] In Canada, $1.8 billion was spent on gift cards, and in the UK it is estimated to have reached £3 billion in 2009,[needs update] whereas in the United States about US$80 billion was paid for gift cards in 2006.[4][5] The recipient of a gift card can use it at their discretion within the restrictions set by the issue, for example as to validity period and businesses that accept a particular card.

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Here’s a new baby freebie courtesy of Netmums and Aldi. Sign-up today to claim a pack of Aldi Mamia New-Born Nappies and also a free pack of Aldi Mamia Sensitive Baby Wipes. The freebie consists of two nappies in size 1 and a single pack of 24 baby wipes. You are able to request the sample if you have a baby or are currently in stages 1-3 of pregnancy.

Terms & Conditions: This voucher is issued by Matalan Retail Limited. It may exchanged for goods to its value in any Matalan store. No change will be given. Some products, areas and concessions may be excluded from the offer. Ask in store for more details. Lost, damaged or defaced vouchers will not be accepted or replaced. This voucher cannot be refunded or exchanged for cash. Redeemable in store only.
Amazon.co.uk Gift Cards and Gift Vouchers (including products branded as Gift Certificates) (“Gift Cards”) may only be redeemed toward the purchase of eligible products on www.amazon.co.uk. Purchases are deducted from the redeemer’s Gift Card balance. Any unused Gift Card balance will be placed in the redeemer’s Amazon.co.uk account. If a purchase exceeds the redeemer’s Gift Card balance, the remaining amount must be paid with another payment method. Amazon EU S.à r.l. or its affiliates (“we”, “us”, and “our”) may provide Gift Card purchasers with information about the redemption status of Gift Cards that they purchase. To view your Gift Card balance, visit Your Account on Amazon.co.uk. No fees apply to Gift Cards.
Last year when I found out my sister-in-law was expecting her first child I wanted to rush out and buy toys and cute clothes, but having had two children myself I knew she would appreciate the necessities a lot more . So I set myself the task of finding as many free samples as I could. These along with all the baby bits I managed to get with coupons, I was able to give her a huge hamper filled with baby baths, washing powder, cute cuddly toys and even a few pamper bits for mum-to-be. Below I have listed off some of the sites I used, but if you know one that isn’t listed then please let me know in the comments..Enjoy!!
House of Fraser have informed us that they will not accept our Love2shop Gift Cards and Vouchers. We are sorry for any inconvenience this may cause you. However, there are many other places where you can spend our Love2shop Gift Cards and Vouchers including Debenhams, TK Maxx, and TJ Hughes. To view a full up-to-date list of retailers please click the where to spend link above.
Amazon is a close second to Target when it comes to my favorite things in life. Did you know you can register for your baby shower through Amazon too? If you have Amazon Prime just register and spend $10, then you get to pick out a free baby stuff welcome box to be sent to your doorstep. The items in the welcome box are typically valued around $35, so it’s a pretty great deal!
Gift cards are credit card sized plastic cards that have a stored value of money pre-loaded on to them. There are two main types of gift card; single branded gift cards can be spent in only one chain of stores and multi retail gift cards can be spent in multiple participating stores. Some gift cards can also be redeemed online using a code printed on the card. Gift cards are a popular gift in the UK due to the ease of use and the choice they give to the user.
Used a debit card or spent under £100 on a credit card? Try using your card's chargeback facility. Visa, Mastercard and American Express may return your money. There's no limit on how much you need to spend in order to make a claim (though on Mastercard, you must spend a minimum of £10) but you must claim within 120 days of something going wrong. But this is a customer service promise, not a legal obligation. See the Chargeback guide for how it works.
A gift card (also known as gift certificate in North America, or gift voucher or gift token in the UK[1]) is a prepaid stored-value money card usually issued by a retailer or bank to be used as an alternative to cash for purchases within a particular store or related businesses. Gift cards are also given out by retailers and marketers as part of a promotion strategy, to entice the recipient to come in or return to the store, and at times such cards are called cash cards. Gift cards are generally redeemable only for purchases at the relevant retail premises and cannot be cashed out, and in some situations may be subject to an expiry date or fees. Visa and MasterCard credit cards produce generic gift cards which need not be redeemed at particular stores, and which are widely used for cashback marketing strategies. A feature of these cards is that they are generally anonymous and are disposed of when the stored value on a card is exhausted.
In 2012, over $100 billion in gift cards will be purchased in the United States, where over 20% of those gift cards will go unredeemed or unused. This has amassed a large opportunity in the secondary market, similar to the secondary ticket market in the early 2000s. Some companies have created a business in the secondary gift card market that allow consumers to sell their unused gift cards or buy discounted gift cards to their favorite brands. This has helped their users recoup their share of some $55 million per day that goes unredeemed in the United States every year, by turning their unused gift cards into cash.

Bought a gift card or voucher worth £100 or more on a credit card? Try Section 75. If you paid for even a small part of the gift card on a credit card – and it was worth more than £100 in total – then Section 75 of the Consumer Credit Act 1974 may cover you. It states that your card company must refund all purchases worth between £100 and £30,000 in total if you don't get the service or the item you paid for.


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A bit of background - we're not in the best financial position at the minute (but I appreciate there are thousands is worse situations so I should be grateful). Between me and DH, we have approx £17000 of debt that we are working at paying off. We are making just-over the minimum payments and after a big wake up call, we have cut the credit cards up so they cannot be used so we cant add to the debt.
Neiman Marcus and Blockbuster were later followed by the Mobil gas card which initially offered prepaid phone value provided by MCI. Kmart was next with the introduction of the Kmart Cash Card which in the early generations provided prepaid phone time with AT&T. Later this feature was dropped as it was not profitable for both Kmart and Mobil. The Kmart Mags Pangilinan Cash Card was the first replacement for cash returns when a shopper did not have a receipt for a gift. This practice of giving a cash card in place of cash for non-receipted returns is common place today with most merchants. From these early introductions, other retailers began to adapt a giftcard program to replace their gift certificate programs.
A bit of background - we're not in the best financial position at the minute (but I appreciate there are thousands is worse situations so I should be grateful). Between me and DH, we have approx £17000 of debt that we are working at paying off. We are making just-over the minimum payments and after a big wake up call, we have cut the credit cards up so they cannot be used so we cant add to the debt.
A popular offer from Huggies. At this site, you can request a voucher, redeemable for £2 off Pull-Ups Potty Training Pants at participating stores. These are purposely designed for potty training and feature stretchy sides and fun Disney design prints. A short registration is required (it only takes a minute or two). Some supermarkets retail the item at £2 from time to time, making it effectively free of charge in some instances.
Another issue regarding gift cards are the growing concerns from retailers and other businesses about what can be done to prevent gift cards from being exploited by fraudsters. Gift card information can either be stolen from their rightful owners by fraudsters or they can be purchased with stolen credit card information. In recent years, cybercriminals have increased their efforts to take advantage of fraudulent gift cards as they are simple to exploit with automated brute-force bot attacks.[15] The most common form of gift card fraud is committed through the act of stealing card information for activated cards with an existing balance by attacking a retailer's systems which store gift card data. Once a gift card has been compromised, the fraudster will then check the balance through online customer portals before using the funds or reselling on the secondary gift card market.[16]
Maternity Exemption Certificate – This card will entitle you to free dental care and free prescriptions. You can keep this until your baby is a year old. Make sure you visit the dentist just before your baby turns one to get the full use of the card. You are also entitled to antenatal classes. These will provide you with loads of useful information on your pregnancy, labour and the early days of your babies life.
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