Tax Credits. Nine out of 10 families with children are entitled to tax credits, according to HMRC, but around 1.4 million fail to claim each year. The rules are complex, but to sum up, there are two types: Working Tax Credit (worth up to £1,960, plus £2,010 a year to couples and lone parents) and the Child Tax Credit. The Child Tax Credit Rules changed in 2017 and up to £2,078 for your first two children. You'll only get benefit for more children if exceptions apply. You'll only be eligible for the additional £545 family credit if one of your children was born before 6 April 2017. Check whether you qualify.
Love2shop Vouchers are the UK's leading multi-retailer gift voucher. They can be redeemed in over 20,000 stores, restaurants and attractions, with over 150 top brands to choose from such as Argos, Boots, Debenhams, Halfords, HMV, Iceland, Matalan, Mothercare, New Look, PizzaExpress, River Island and TK Maxx. New brands added in 2018 include Topshop, Topman, Burton, Dorothy Perkins, Miss Selfridge, Evans, Outfit and Wallis.
It has been argued that holiday giving destroys value due to mismatching gifts.[9] The most efficient way to keep value in gifting would be to give cash; however, this is socially acceptable only within limits. Gift cards, to a degree, may overcome this problem but have certain pitfalls. Some feel that the absence of the thought of selecting a specific gift makes a gift card a worse choice than a poorly executed but individual gift.[10] New products in the gift card industry are evolving to tackle this "impersonal" pitfall of gift cards. New services launched by some service providers allows for customization and personalization of gift cards.[11]
Also try local Facebook Selling groups, where instead of eBaying second-hand goods, people harness the social network's power to sell to others in the local community. To get started, search for your area or postcode on Facebook, alongside keywords such as 'selling', 'sale' or 'buy', or sell items by location via Facebook Marketplace on the Facebook app. 

Love2shop Vouchers are the UK's leading multi-retailer gift voucher. They can be redeemed in over 20,000 stores, restaurants and attractions, with over 150 top brands to choose from such as Argos, Boots, Debenhams, Halfords, HMV, Iceland, Matalan, Mothercare, New Look, PizzaExpress, River Island and TK Maxx. New brands added in 2018 include Topshop, Topman, Burton, Dorothy Perkins, Miss Selfridge, Evans, Outfit and Wallis.
Another issue regarding gift cards are the growing concerns from retailers and other businesses about what can be done to prevent gift cards from being exploited by fraudsters. Gift card information can either be stolen from their rightful owners by fraudsters or they can be purchased with stolen credit card information. In recent years, cybercriminals have increased their efforts to take advantage of fraudulent gift cards as they are simple to exploit with automated brute-force bot attacks.[15] The most common form of gift card fraud is committed through the act of stealing card information for activated cards with an existing balance by attacking a retailer's systems which store gift card data. Once a gift card has been compromised, the fraudster will then check the balance through online customer portals before using the funds or reselling on the secondary gift card market.[16]
If you have to return goods you have purchased online using gift vouchers, then in most instances we will credit your online shopping account. You may also return online orders to any John Lewis & Partners shop. If you have your receipt, we will refund you with cash, but if you don’t, your refund will be credited to a gift card. This doesn't affect your statutory rights.

It has been argued that holiday giving destroys value due to mismatching gifts.[9] The most efficient way to keep value in gifting would be to give cash; however, this is socially acceptable only within limits. Gift cards, to a degree, may overcome this problem but have certain pitfalls. Some feel that the absence of the thought of selecting a specific gift makes a gift card a worse choice than a poorly executed but individual gift.[10] New products in the gift card industry are evolving to tackle this "impersonal" pitfall of gift cards. New services launched by some service providers allows for customization and personalization of gift cards.[11]
Love2shop Vouchers are the UK's leading multi-retailer gift voucher. They can be redeemed in over 20,000 stores, restaurants and attractions, with over 150 top brands to choose from such as Argos, Boots, Debenhams, Halfords, HMV, Iceland, Matalan, Mothercare, New Look, PizzaExpress, River Island and TK Maxx. New brands added in 2018 include Topshop, Topman, Burton, Dorothy Perkins, Miss Selfridge, Evans, Outfit and Wallis.

Not all gift cards are redeemed. The card may be lost; there may be time decay (expiration and fees) or complex rules of redemption; the recipient may not be interested in the store that accepts the card or be under the false assumption that not using it will save money for the giver. It has been estimated that perhaps 10% of cards are not redeemed, amounting to a gain for retailers of about $8 billion in the United States in 2006.[5]

Stuck for ideas for that perfect present? Our Joules Gift Cards mean you can’t get it wrong! With gift vouchers you can treat your loved one and let them spend their gift on whatever they choose - it makes perfect sense really! Our gift cards are available in a range of unique designs that are sure to stand out, plus they're straight forward to use, both in store and online.


The Family Planning Association told us: "All the brands on the high street, including cheaper own brands, are extremely accurate. Just because a test is from a pound shop doesn't make it less reliable. The most important thing is for women to make sure they can understand the instructions and what they're supposed to do with the test to make it work."
×