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In 2012, over $100 billion in gift cards will be purchased in the United States, where over 20% of those gift cards will go unredeemed or unused. This has amassed a large opportunity in the secondary market, similar to the secondary ticket market in the early 2000s. Some companies have created a business in the secondary gift card market that allow consumers to sell their unused gift cards or buy discounted gift cards to their favorite brands. This has helped their users recoup their share of some $55 million per day that goes unredeemed in the United States every year, by turning their unused gift cards into cash.
Calls to 0843 and 0844 numbers will cost 7p per minute plus your phone company access charge. Calls to 0845 numbers will cost 5p per minute plus your phone company access charge. Mastercard® and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Flexecash is the pre-paid card platform which issues the Love2shop Cards. This facility is provided by Park Card Services who are Authorised and Regulated by the Financial Conduct Authority to issue electronic money. (FRN: 900016)
In the past, uniform standards concerning gift cards did not exist. This was set to change as an addendum to the Credit CARD Act of 2009 directs the federal government to create consumer-friendly standards pertaining to gift cards.[19] Most notably, the new regulations prohibit retailers from setting expiration dates unless they are at least 5 years after the card's date of issue or the date on which funds were last added to the card. In addition, retailers are no longer able to assess dormancy, inactivity, or service fees unless the card has been inactive for at least 12 months, and if fees are added after that period, the details of such fees must be clearly disclosed on the card. Additionally, retailers are unable to levy more than one fee per month. The new provisions took effect on August 22, 2010.[20]
Try the 'one up, one down' hack. This one is a lifesaver and perfect for cooler months. In breastfeeding parlance, 'one up, one down' is when you wear a strappy vest under a normal t-shirt, top or sweater. You can then pull up the top, and whip down the vest for easy access without exposing your tummy. No need for specialist nursing vests with clips – many people just buy cheap stretchy vests (I like Primark's) and pull the front down.

If you are pregnant or a new parent, the Internet is the best place to find baby freebies. Free toys, nappies, baby hampers and starter packs are all available online. It seems many of the top baby brands are offering free stuff. This is great for you, the consumer. Request some baby samples and you will often get money-off vouchers as well. These are redeemable in UK stores for discounts. If you are aware of any other free baby stuff that we should include, please get in touch.
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NHS Healthy Start is a government initiative, you may qualify for free vouchers every week to spend on milk, plain fresh and frozen fruit and vegetables, and infant formula milk. You can also get free vitamins. If you’re pregnant or have children under the age of four you could qualify if you’re on benefits, or if you’re pregnant and under 18. Check if you qualify here.
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