All Canadian provinces have legislations passed to ban expiry dates and fees collected on gift cards.[17] However, provincial gift card legislations do not apply to sectors that are regulated under federal laws. For example, gift cards that resemble credit cards (i.e. with Visa, MasterCard or American Express branding) and phone cards are regulated by the federal government. Under the federal Prepaid Payment Products Regulations, effective May 1, 2014, federally regulated gift cards may only charge maintenance fees under certain conditions, and may not set an expiry date for funds on those cards.[18]
I've received a gift card/voucher – what should I do with it? It's simple – spend it as quickly as possible! That way you won't be affected if the retailer does go bust, plus you minimise the risk of you losing it/shoving it somewhere safe and forgetting all about it until after the credit runs out. Remember, most gift cards and vouchers have expiry dates.
Neiman Marcus and Blockbuster were later followed by the Mobil gas card which initially offered prepaid phone value provided by MCI. Kmart was next with the introduction of the Kmart Cash Card which in the early generations provided prepaid phone time with AT&T. Later this feature was dropped as it was not profitable for both Kmart and Mobil. The Kmart Mags Pangilinan Cash Card was the first replacement for cash returns when a shopper did not have a receipt for a gift. This practice of giving a cash card in place of cash for non-receipted returns is common place today with most merchants. From these early introductions, other retailers began to adapt a giftcard program to replace their gift certificate programs.
From April 2011, this was restricted to the first child only, so you can't apply if you've already got kids under 16. However, if you've already got kids and are expecting twins or triplets, you'll probably still qualify. If you're adopting a child or becoming a surrogate parent, you might also be able to get the grant. Make sure you claim within 11 weeks of the due date or within three weeks of giving birth.
If you are pregnant or a new parent, the Internet is the best place to find baby freebies. Free toys, nappies, baby hampers and starter packs are all available online. It seems many of the top baby brands are offering free stuff. This is great for you, the consumer. Request some baby samples and you will often get money-off vouchers as well. These are redeemable in UK stores for discounts. If you are aware of any other free baby stuff that we should include, please get in touch.
Terms & Conditions: This voucher is issued by Matalan Retail Limited. It may exchanged for goods to its value in any Matalan store. No change will be given. Some products, areas and concessions may be excluded from the offer. Ask in store for more details. Lost, damaged or defaced vouchers will not be accepted or replaced. This voucher cannot be refunded or exchanged for cash. Redeemable in store only.
Here’s a new baby freebie courtesy of Netmums and Aldi. Sign-up today to claim a pack of Aldi Mamia New-Born Nappies and also a free pack of Aldi Mamia Sensitive Baby Wipes. The freebie consists of two nappies in size 1 and a single pack of 24 baby wipes. You are able to request the sample if you have a baby or are currently in stages 1-3 of pregnancy.
Apple Store Gift Cards are issued and managed by Apple Distribution International and can be applied only to purchases in the United Kingdom from an Apple Retail Store, the Apple Online Store or by calling 0800 048 0408. Gift cards may not be redeemed at the iTunes Store, at Apple resellers, for cash (except as required by law) or for shipments outside the United Kingdom. Gift cards will remain active even if added to the Wallet app on your iOS device. Neither the issuer nor Apple is responsible for any lost or stolen gift cards or use without your permission. Keep them safe; they’re valuable and can be redeemed by whoever finds them. Gift cards are also not for resale. Void where prohibited or restricted by law. Gift card terms and conditions are subject to change without notice and some items may not be available for purchase. Please visit apple.com/go/agc for current terms, conditions and limitations. Use of a gift card is governed by English law. To check the available balance on a gift card, call 0800 048 0408 or visit apple.com/go/gcb/uk.

Here’s a new baby freebie courtesy of Netmums and Aldi. Sign-up today to claim a pack of Aldi Mamia New-Born Nappies and also a free pack of Aldi Mamia Sensitive Baby Wipes. The freebie consists of two nappies in size 1 and a single pack of 24 baby wipes. You are able to request the sample if you have a baby or are currently in stages 1-3 of pregnancy.
If you haven’t already, you will need to register an account with us. Once you have registered you will need to go to “My Account” and choose the Gift Vouchers option on the left. Here you can enter your chosen amount and choose if you would like the voucher emailed to yourself or your recipient. You will receive a confirmation email to your own email address after payment is complete.
In the past we've even seen other firms coming forward to accept gift cards when the retailer that's gone into administration won't honour them. When HMV entered administration in January 2013, for example, customers were given the option to exchange them for equivalent vouchers at Tesco, Asda or Boots instead. The Association of Business Recovery Professionals says gift cards may sometimes be accepted elsewhere to "preserve goodwill".
Gift vouchers (sometimes known as gift tokens) are printed paper gifts available in pre-determined values that can be spent in specific stores. They can be single brand gift vouchers or multi-retailer gift vouchers. Multi-retailer gift vouchers have the additional benefit of being redeemable in more than one store or brand. Gift vouchers and multi-retailer Gift vouchers can be used as full or part payment of items at the checkout of participating stores and are often used as an alternative to cash.
Used a debit card or spent under £100 on a credit card? Try using your card's chargeback facility. Visa, Mastercard and American Express may return your money. There's no limit on how much you need to spend in order to make a claim (though on Mastercard, you must spend a minimum of £10) but you must claim within 120 days of something going wrong. But this is a customer service promise, not a legal obligation. See the Chargeback guide for how it works.

Gift vouchers (sometimes known as gift tokens) are printed paper gifts available in pre-determined values that can be spent in specific stores. They can be single brand gift vouchers or multi-retailer gift vouchers. Multi-retailer gift vouchers have the additional benefit of being redeemable in more than one store or brand. Gift vouchers and multi-retailer Gift vouchers can be used as full or part payment of items at the checkout of participating stores and are often used as an alternative to cash.


Free baby sleeping box in Scotland. All newborn babies in Scotland get a free baby box full of essentials. The box itself acts like a Moses basket that your wee one can sleep in (it comes complete with a mattress and bedding). Inside are clothes, a bath towel, muslin squares, a toy, a book and more. To sign up for your baby box, speak to your midwife – see full details.
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