Gift cards are divided into "open loop" or "network" cards and "closed loop" cards. The former are issued by banks or credit card companies and can be redeemed by different establishments, the latter by a specific store or restaurant and can be only redeemed by the issuing provider. The latter, however, tend to have fewer problems with card value decay and fees.[8] In either case the giver would buy the gift card (and may have to pay an additional purchase or activation fee), and the recipient of the card would use the value of the card at a later transaction. A third form is the "hybrid closed loop" card where the issuer has bundled a number of closed loop cards; an example is free gift cards for a specific mall.

A popular offer from Huggies. At this site, you can request a voucher, redeemable for £2 off Pull-Ups Potty Training Pants at participating stores. These are purposely designed for potty training and feature stretchy sides and fun Disney design prints. A short registration is required (it only takes a minute or two). Some supermarkets retail the item at £2 from time to time, making it effectively free of charge in some instances.
Neiman Marcus and Blockbuster were later followed by the Mobil gas card which initially offered prepaid phone value provided by MCI. Kmart was next with the introduction of the Kmart Cash Card which in the early generations provided prepaid phone time with AT&T. Later this feature was dropped as it was not profitable for both Kmart and Mobil. The Kmart Mags Pangilinan Cash Card was the first replacement for cash returns when a shopper did not have a receipt for a gift. This practice of giving a cash card in place of cash for non-receipted returns is common place today with most merchants. From these early introductions, other retailers began to adapt a giftcard program to replace their gift certificate programs.
Gift cards are mainly popular for their monetary value, however even after they are completely used they are still precious to collectors. As with other collectables, gift card's value is determined by variety of factors such as rarity or condition. Rare cards often become much more expensive than their face value. Some online collector clubs include catalogs of gift cards that contains detailed information of each card.[21] In addition to the information, these catalogs also contain an image of gift cards. Most popular among collectors are Starbucks gift cards. Collector clubs also include forums that help collectors engage in discussions and arrange trades between each other.
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Apple Store Gift Cards are issued and managed by Apple Distribution International and can be applied only to purchases in the United Kingdom from an Apple Retail Store, the Apple Online Store or by calling 0800 048 0408. Gift cards may not be redeemed at the iTunes Store, at Apple resellers, for cash (except as required by law) or for shipments outside the United Kingdom. Gift cards will remain active even if added to the Wallet app on your iOS device. Neither the issuer nor Apple is responsible for any lost or stolen gift cards or use without your permission. Keep them safe; they’re valuable and can be redeemed by whoever finds them. Gift cards are also not for resale. Void where prohibited or restricted by law. Gift card terms and conditions are subject to change without notice and some items may not be available for purchase. Please visit apple.com/go/agc for current terms, conditions and limitations. Use of a gift card is governed by English law. To check the available balance on a gift card, call 0800 048 0408 or visit apple.com/go/gcb/uk.
Babies might be little angels most of the time, but they sure do know how to clear out your wallet. I was in disbelief each time I packed up a diaper bag for a day trip or a suitcase for travel how much babies really do need. Don’t worry you will eventually find the perfect method to grab all your things, pack up and head out the door. The thing that really gets me is how much it costs to buy all these new “things” that your baby apparently needs. It’s all tiny, so it should be cheaper right? Wrong! Here’s the positive twist though, there are actually so many options for free baby stuff out there for moms and you should not be afraid to take advantage of them. We have pulled together some of the best freebies for moms out there all right here.
Maternity Exemption Certificate – This card will entitle you to free dental care and free prescriptions. You can keep this until your baby is a year old. Make sure you visit the dentist just before your baby turns one to get the full use of the card. You are also entitled to antenatal classes. These will provide you with loads of useful information on your pregnancy, labour and the early days of your babies life.
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