Gift vouchers (sometimes known as gift tokens) are printed paper gifts available in pre-determined values that can be spent in specific stores. They can be single brand gift vouchers or multi-retailer gift vouchers. Multi-retailer gift vouchers have the additional benefit of being redeemable in more than one store or brand. Gift vouchers and multi-retailer Gift vouchers can be used as full or part payment of items at the checkout of participating stores and are often used as an alternative to cash.
Here’s a new baby freebie courtesy of Netmums and Aldi. Sign-up today to claim a pack of Aldi Mamia New-Born Nappies and also a free pack of Aldi Mamia Sensitive Baby Wipes. The freebie consists of two nappies in size 1 and a single pack of 24 baby wipes. You are able to request the sample if you have a baby or are currently in stages 1-3 of pregnancy.
Free baby sleeping box in Scotland. All newborn babies in Scotland get a free baby box full of essentials. The box itself acts like a Moses basket that your wee one can sleep in (it comes complete with a mattress and bedding). Inside are clothes, a bath towel, muslin squares, a toy, a book and more. To sign up for your baby box, speak to your midwife – see full details.

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With strict budgeting and spending cuts, we manage to pay our bills each month and we are left with approx £50 per week for a food shop/household items and 'disposable' income. It isnt easy, but manageable. We have no savings because savings were put towards the debt (which reached 30k at one point). Our families dont know the extent of the debt, they just know we arent very flush.
Terms & Conditions: This voucher is issued by Matalan Retail Limited. It may exchanged for goods to its value in any Matalan store. No change will be given. Some products, areas and concessions may be excluded from the offer. Ask in store for more details. Lost, damaged or defaced vouchers will not be accepted or replaced. This voucher cannot be refunded or exchanged for cash. Redeemable in store only.
You can make payment using a maximum of two different payment methods per transaction. This means you can use 2 separate gift cards/e-gift cards or a combination of 1 Gift Card/ e/-Gift Card and 1 Credit, Debit, Store or Beauty Club card. Please note, to complete your order you must be able to cover the full amount with your two chosen payment methods. If you wish to use more than two gift cards/e-gift cards please contact us

In the past we've even seen other firms coming forward to accept gift cards when the retailer that's gone into administration won't honour them. When HMV entered administration in January 2013, for example, customers were given the option to exchange them for equivalent vouchers at Tesco, Asda or Boots instead. The Association of Business Recovery Professionals says gift cards may sometimes be accepted elsewhere to "preserve goodwill".


Tax Credits. Nine out of 10 families with children are entitled to tax credits, according to HMRC, but around 1.4 million fail to claim each year. The rules are complex, but to sum up, there are two types: Working Tax Credit (worth up to £1,960, plus £2,010 a year to couples and lone parents) and the Child Tax Credit. The Child Tax Credit Rules changed in 2017 and up to £2,078 for your first two children. You'll only get benefit for more children if exceptions apply. You'll only be eligible for the additional £545 family credit if one of your children was born before 6 April 2017. Check whether you qualify.
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