Not all gift cards are redeemed. The card may be lost; there may be time decay (expiration and fees) or complex rules of redemption; the recipient may not be interested in the store that accepts the card or be under the false assumption that not using it will save money for the giver. It has been estimated that perhaps 10% of cards are not redeemed, amounting to a gain for retailers of about $8 billion in the United States in 2006.
If you are pregnant or a new parent, the Internet is the best place to find baby freebies. Free toys, nappies, baby hampers and starter packs are all available online. It seems many of the top baby brands are offering free stuff. This is great for you, the consumer. Request some baby samples and you will often get money-off vouchers as well. These are redeemable in UK stores for discounts. If you are aware of any other free baby stuff that we should include, please get in touch.
I've received a gift card/voucher – what should I do with it? It's simple – spend it as quickly as possible! That way you won't be affected if the retailer does go bust, plus you minimise the risk of you losing it/shoving it somewhere safe and forgetting all about it until after the credit runs out. Remember, most gift cards and vouchers have expiry dates.
All Canadian provinces have legislations passed to ban expiry dates and fees collected on gift cards. However, provincial gift card legislations do not apply to sectors that are regulated under federal laws. For example, gift cards that resemble credit cards (i.e. with Visa, MasterCard or American Express branding) and phone cards are regulated by the federal government. Under the federal Prepaid Payment Products Regulations, effective May 1, 2014, federally regulated gift cards may only charge maintenance fees under certain conditions, and may not set an expiry date for funds on those cards.
Amazon is a close second to Target when it comes to my favorite things in life. Did you know you can register for your baby shower through Amazon too? If you have Amazon Prime just register and spend $10, then you get to pick out a free baby stuff welcome box to be sent to your doorstep. The items in the welcome box are typically valued around $35, so it’s a pretty great deal!
Want to chat with like minded Mums and Mums to be? Join my pregnancy and parenting Facebook Group and let’s have a chat and a virtual cuppa. I have a wealth of pregnancy and baby information on my site, so have a search if there’s anything you want to know, and sign up to my mailing list below while you’re at it for competitions, offers and my latest blog posts (If you got the birth plan, you don’t need to sign up again 🙂 ).